Government Grants FAQ Page

How has the recent slowdown in the U.S. economy and continued fears of terrorism affected access to grants?
The only result is an increase in grant spending by the Federal Government. Government grants are an excellent method by which governments assist individuals and strive to kick start increased economic growth.

How difficult is it to obtain a grant?
The difficulty of obtaining grants depends on the type of grant and the value of the grant. There is always a process involved, such as writing a proposal, letter or filling in an application. Many grants are relatively easy to obtain.

Many say education grants and government loans are the only way to get funding for college.  Is this true?
This is not true.  In addition to government education grants and low interest education loans, there is an enormous variety and quantity of scholarships available to all Americans.  Many people incorrectly believe that scholarships are only for the "brilliant" people.  This is not the case.  Scholarships are offered by thousands of organizations and individuals, for thousands of reasons.  Often, these reasons do not depend on high grades and test scores.  Have you ever thought of Burger King helping you through school?  Don't laugh - they provide millions of dollars in scholarships every year!

How long will it take to get a grant?
The length of time largely depends on what type of grant you are applying for. It can also depend on the monetary value of the grant. Generally, expect the process to take between three weeks to two months. 

How will my poor credit history affect my ability to get a grant?
A bad credit history has no impact at all on your application for grant money. Grant money is different from a loan. Grant money (from the Government) comes out of your tax dollars and does not need to be repaid.

What types of grants are available?
There are many types of grants available, and these grants are available to any U.S. citizen.  For an example of some broad federal government grant categories, click here.

Are grants available for expanding an already successful business?
Yes.  Having said this, there are many limitations on the availability of small business grants.  Click here to understand the difficulties involved in government small business grants.

Can I receive free money for health care? 
Absolutely. Included in the Able Grant Seekers Resource is an entire section devoted specifically to healthcare. People are often surprised at how much money is available for healthcare. For example, how many people know that many of the big Pharmaceutical companies participate in a free prescription program for low-income Americans?

Is it possible to receive more than one grant at a time? 
Absolutely. Many people have several projects going at once, each being funded through a variety of grants.

Once I download the Able Resource, can I print it?
You certainly can. Like any other piece of intellectual property, we hope that you will not copy and distribute it to others. However, if you know of an individual or family in need who would benefit from the information but cannot afford to purchase and access it, please do share the information. Our goal is to make it easier for those who need and could well use grants to have the information they need to access them.

Order the Able Resource by International Money Order.